Baccarat: Commission and No-Commission Rules

A commission table and a no-commission table can use the same drawing rules but different Banker payouts. This comparison concerns the eight-deck ruleset where a Banker win with six pays half on the no-commission table.

Check the specific table’s Banker-six, Tie and side-bet rules rather than relying on its name alone. The A80 live casino hub brings together the table-game categories; the comparison below explains the payout differences within this particular Baccarat ruleset.

Compare the payouts

Outcome 5% commission table Banker-six half-pay table
Banker wins, except with six 0.95:1 profit 1:1 profit
Banker wins with six 0.95:1 profit 0.5:1 profit
Player wins 1:1 profit 1:1 profit
Tie, where paid at 8:1 8:1 profit 8:1 profit

For a 2,000-kyat Banker stake that wins with six, profit is 1,900 kyat on the commission table or 1,000 kyat on the half-pay table. The returned stake is separate from profit.

Probabilities recorded in the source comparison

Outcome Approximate probability with the stated eight-deck rules
Banker wins 45.86%
Player wins 44.62%
Tie 9.52%
Banker wins with six (included in Banker wins) 5.39%

These theoretical figures describe a ruleset, not the outcome of a particular shoe. About 5.39% is roughly one hand in 19 on average, not a schedule.

Comparing the house edge

Bet Commission table Half-pay no-commission table
Banker About 1.06% About 1.46%
Player About 1.24% About 1.24%
Tie at 8:1 About 14.36% About 14.36%

Using the rounded probabilities, the commission deduction is about 5% × 45.86% = 2.29% of all stakes. The half-pay deduction is about 50% × 5.39% = 2.70%. After the underlying Banker advantage is accounted for, the resulting house edges differ by about 0.40 percentage points.

Theoretical cost in kyat

Illustrative volume at 1,000 kyat per hand Total stakes At 1.06% At 1.46%
60 hands 60,000 kyat About 636 kyat About 876 kyat
120 hands 120,000 kyat About 1,272 kyat About 1,752 kyat

These are long-run expected costs using rounded house edges. A single session can produce much larger losses or a win. Faster play increases the amount staked per hour.

Drawing rules and settlement

Card values and third-card decisions follow the table rules automatically. Tens and picture cards count as zero, aces as one, and only the last digit of the total counts. Read the full drawing table in the game. A different no-commission variant can have different payouts and probabilities.

For example, Player’s 3 and 2 total five; a drawn king leaves five. Banker’s 4 and 2 total six and, under the standard drawing rule in that situation, Banker stands and wins with six. The payout then depends on the table variant.

Side bets and history charts

Tie and Super 6 are separate bets with their own paytables. A large advertised payout does not imply good value. Roadmaps record earlier outcomes; they do not provide a reliable next-hand prediction. Doubling after losses does not remove the house edge and can rapidly increase losses.

Check the exact table

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Spending and time limits

Set an amount you can afford to lose and a time limit before playing. Do not use essential or borrowed money, increase stakes to recover losses, or spend more to qualify for an offer. Gambling is for adults aged 21 and over. Contact support about account restrictions or closure if you need a break.

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